Thoughts and opinion from the wards
Which is better: a single payer health care system or a multiple payer health care system?
Agree with me or not, but comparing single payer health care system to the multiple payer one restages the eternal confrontation between socialism and capitalism. Each has its’ pros and cons for sure, and in the next few lines I will try to explain the differences between them.
Single payer health care system is publicly funded, mostly free for the beneficiaries at the point of use. It is financed more progressively, and relies mainly on the existing taxation system that allows the government to collect and pool tax revenues and purchase health services for the entire population; effectively distributes the risks throughout one large risk pool; is carried out on a non-profit basis; and offers the government a high degree of control over the total expenditure on health. It is a single health care plan in which all the essential “medically necessary” health care services are covered while alternative medicine health care services, dental services, and optometry services are mostly not covered. Some of the advantages of this system include:
While disadvantages of this system are:
Multiple payer health care system is a market oriented system that is mainly funded by private health care insurance companies. It is financed more regressively, and relies mainly on the financial capability of the beneficiary that allows the beneficiary to purchase the desired health care services via the private health insurance companies; distributes the risks at different levels of the risk pool; is carried out on a profit for service basis; and sacrifices the control of the government for a greater ability to meet the diverse preferences of beneficiaries. There are different health care plans in which all health care services are covered including alternative medicine health care services, dental services, and optometry services but the choice of the plan depends on the preference and the financial capability of the beneficiary. Advantages of this system are:
While some of the disadvantages of this system include:
I am biased towards the single payer health care system for what it offers towards solidarity and distributive justice. All for one and one for all – Humanity is one and health care is a basic need of life, so why for Heaven’s sake do we deprive a group of people from their right in accessing essential health care if they can’t afford it. Which health care system are you in favour of?
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